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What is a stag investor??

By Himanshu S | 29 days ago

A stag investor invests only in an IPO (Initial Public Offer) and tries to make a profit from it.The stag investor purchases IPO at the cut off price (This is the price decided in book building).If the IPO lists on the stock exchange at a price higher than this cut off price the stag investor makes a profit.( Lists at a premium).You need to purchase a demat account in order to trade in an IPO. If you want to learn more about Investment planning please look up the website IndianMoney.com. This is Indias only free on call money adviser

Answer by Research Team - IndianMoney.com | 29 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 432 views

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What are home saver loans??

By Santhosh | 31 days ago

Home Saver Loan charges interest rates slightly higher than the normal home loan rates.They are available only with some banks.If the interest rates are 10.5% for regular customers you will have to pay an interest of 11% to avail a home saver loan. Your home saver loan is linked to a savings bank account or a current bank account.If you make a deposit in these savings/current account your principal outstanding (Principal component of EMI) comes down and so does your interest on the EMI. If you get a bonus of INR 2 Lakhs you deposit it in your savings bank account linked to your home saver loan account and your EMI (principal and interest ) is reduced. Your loan can be paid back faster.(Tenure is reduced). If you want to learn more about loans please look up the website IndianMoney.com. This is India\\\'s only free on call money adviser.

Answer by Research Team - IndianMoney.com | 31 days ago

InLoans and Credit Cards | More Answers (1) | Answer This Question | 470 views

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If I die and have unpaid business debts will my life insurance money be seized by them instead of going to my spouse and children??

By Arun Nair | 34 days ago

The Married Woman Property Act protects your wife and child and ensures that the death benefits of your life insurance policy goes to your wife and child and not your business creditors ( Those to whom you owe money).  Under Section 6 of this act you can buy a policy and create a trust. Your wife and child are the sole owners of these funds and even you have no right over these sums of money. You are reduced to just paying the premiums on the policy.  You cannot change your beneficiaries ( Spouse and children) once you have named them and you cannot make any changes to the policy without their consent.  The surrender/Maturity proceeds of the life insurance policy go to the trust and to your spouse and children. If you want to learn more about estate planning please look up the website IndianMoney.com. This is India\'s only free on call money adviser.

Answer by Research Team - IndianMoney.com | 34 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 504 views

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At what age can you invest in a senior citizen savings scheme? What is the maximum amount you can invest in a senior citizens savings scheme??

By Navnith | 36 days ago

Senior citizens of 60 years and above are eligible for the senior citizens saving scheme. The investment in this account should not exceed INR 15 Lakhs and if multiple accounts are opened the net total in all the accounts should not exceed this amount. If you want to learn more about financial planning please look up the website IndianMoney.com. This is India\\\'s only free on call money adviser..

Answer by Research Team - IndianMoney.com | 36 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 540 views

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What is topline and bottom line in a business??

By Sahil | 39 days ago

Topline is gross sales done by a business. Bottomline is the net profits obtained by the business If you want to learn more about financial planning please look up the website IndianMoney.com. This is India\'s only free on call money adviser..

Answer by Research Team - IndianMoney.com | 39 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 578 views

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What is meant by headwinds and tailwinds in a business??

By VishnuS | 43 days ago

When a business encounters a barrier such as a good competitor or a Government policy which hinders its business or high labor costs and raw material costs the business is said to encounter headwinds.This is similar to the wind which blows against an aircraft hindering it and slowing down its speed. Tailwinds blow behind an aircraft increasing its speed and saving fuel.In a similar way any factor which helps a business such as a favorable Government policy or a fall in the prices of raw materials means that a business is experiencing tailwinds. If you want to learn more about financial planning please look up the website IndianMoney.com. This is Indias only free on call money adviser.

Answer by Research Team - IndianMoney.com | 43 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 623 views

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What is Section 80 DDB??

By RaguramS | 44 days ago

Here we have deductions of INR 40000 or the amount actually paid, whichever is lesser for the treatment of a disease or an ailment of the tax payer or a dependent relative . If he is a senior citizen then INR 60000 or the actual expenditure whichever is less.If you want to learn more about tax planning please look up the website IndianMoney.com. This is Indias only free on call money adviser.

Answer by Research Team - IndianMoney.com | 44 days ago

InFinancial Planning | More Answers (1) | Answer This Question | 634 views

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What is a paid up life insurance policy??

By Sashi | 46 days ago

This happens if you do not surrender your life insurance policy but discontinue paying your life insurance premium. Under a paid up policy one’s policy is not void but continues with a reduced sum assured until the maturity of the policy. One gets a reduced sum assured and this amount is said to be the policies paid up value. If you want to learn more about insurance please look up the website IndianMoney.com. This is India\\\'s only free on call money adviser.

Answer by Research Team - IndianMoney.com | 46 days ago

InInsurance | More Answers (1) | Answer This Question | 681 views

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What is meant by fixed rate and floating rate in a home loan??

By Naveenh | 49 days ago

Fixed interest home loans allow the repayment in fixed equal monthly installments over the entire period of the loan. The interest rates here are fixed and do not depend on market fluctuations. Floating rates have a certain base rate called index and a floating element called spread. Here if the base rate varies the floating rate varies. If you want to learn more about loans please look up the website IndianMoney.com. This is India\'s only free on call money adviser.

Answer by Research Team - IndianMoney.com | 49 days ago

InLoans and Credit Cards | More Answers (1) | Answer This Question | 833 views

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At what age can you avail reverse mortgage in India??

By DhirajS | 51 days ago

This is available in India only to senior citizens above 60 Years of age..If you want to learn more about loans please look up the website IndianMoney.com. This is India\\\\\\\'s only free on call money adviser.

Answer by Research Team - IndianMoney.com | 51 days ago

InLoans and Credit Cards | More Answers (1) | Answer This Question | 866 views

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